{"id":158,"date":"2021-10-29T20:43:50","date_gmt":"2021-10-29T20:43:50","guid":{"rendered":"https:\/\/mortgagesbysoin.ca\/?page_id=158"},"modified":"2021-10-29T20:43:50","modified_gmt":"2021-10-29T20:43:50","slug":"residential-mortgage","status":"publish","type":"page","link":"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/","title":{"rendered":"Residential Mortgage"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”Page Title Section” _builder_version=”4.12.0″ use_background_color_gradient=”on” background_color_gradient_start=”#313e47″ background_color_gradient_end=”rgba(49,62,71,0.5)” background_color_gradient_overlays_image=”on” background_image=”https:\/\/mortgagesbysoin.ca\/wp-content\/uploads\/2021\/10\/pexels-jimmy-chan-998499-scaled.jpg” custom_padding=”120px||120px|” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row admin_label=”Page Title Area” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text admin_label=”Page Title” _builder_version=”4.12.0″ text_font=”||||||||” text_text_color=”#ffffff” text_font_size=”18px” text_line_height=”2em” header_font=”Prata||||||||” header_font_size=”60px” header_line_height=”1.6em” header_3_font=”||||||||” header_3_line_height=”1.8em” text_orientation=”center” background_layout=”dark” max_width=”700px” module_alignment=”center” custom_margin=”||10px|” animation_style=”fade” header_font_size_tablet=”40px” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

Residential Mortgage<\/h1>\n

Mortgages by Soin<\/strong><\/h3>\n

 <\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Quote Section” _builder_version=”3.22″ custom_padding=”110px|0px|110px|0px” border_color_all=”rgba(255,186,96,0.6)” border_width_right=”8vw” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row column_structure=”3_4,1_4″ admin_label=”Quote Area” _builder_version=”3.25″ use_custom_width=”on” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”3_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text admin_label=”Author Name” _builder_version=”4.12.0″ text_font=”|600||on|||||” text_text_color=”#ffba60″ text_letter_spacing=”4px” header_font=”||||||||” header_4_font=”||||||||” module_alignment=”center” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”10%” animation_starting_opacity=”100%” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n

Residential Mortgages<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.12.0″ text_font=”Roboto Slab||||||||” text_font_size=”17px” text_letter_spacing=”1px” text_line_height=”1.8em” header_font=”||||||||” header_3_font=”||||||||” header_3_line_height=”1.6em” header_4_font=”||||||||” custom_margin=”|||” custom_padding=”|||30px” animation_style=”flip” animation_intensity_flip=”5%” animation_starting_opacity=”100%” hover_enabled=”0″ border_color_all=”#313e47″ border_width_left=”10px” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n

A residential mortgage is\u00a0a large loan designed to help one or more individuals buy a property to live in.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”Project Image Area” _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_image src=”https:\/\/mortgagesbysoin.ca\/wp-content\/uploads\/2021\/10\/pexels-curtis-adams-3935333-scaled.jpg” title_text=”pexels-curtis-adams-3935333″ show_bottom_space=”off” force_fullwidth=”on” align_tablet=”center” align_phone=”center” align_last_edited=”on|desktop” _builder_version=”4.12.0″ custom_margin=”|||” custom_padding=”|||” animation_style=”slide” animation_direction=”right” animation_intensity_slide=”2%” hover_enabled=”0″ border_width_all=”30px” border_color_all=”#ffffff” box_shadow_style=”preset2″ box_shadow_horizontal=”0px” box_shadow_vertical=”15px” box_shadow_blur=”60px” box_shadow_color=”rgba(29,61,71,0.2)” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Project Analysis Section” _builder_version=”3.22″ custom_padding=”90px||90px|” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row admin_label=”Project Analysis Area” _builder_version=”4.12.0″ custom_padding=”60px|0px|60px|0px” border_color_all=”rgba(51,51,51,0.12)” border_width_top=”1px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.12.0″ text_font=”||||||||” text_font_size=”16px” text_line_height=”2em” animation_style=”fade” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n

Whether you are a first time buyer, moving home, refinancing or purchasing an investment property, Mortgages By Soin can help. Depending on what is best for your circumstances you can choose between fixed rate or variable rate.<\/span><\/p>\n

When it comes to getting a pre-approval or approval for a Residential mortgage, the lender will look at the following criteria:<\/span><\/p>\n

<\/span><\/p>\n

    \n
  1. Income – Depending on your individual situation (Salary, commission, part-time or seasonal), the bank can ask for pay stubs, employment letter, and\/or 2 year\u2019s tax returns.<\/span><\/li>\n
  2. Assets- <\/span>The borrower needs bank statements and investment account statements to prove that they have funds for the down payment and <\/span>closing costs. Other assets will include property, vehicles, and tangible assets including gold, silver, etc.<\/span><\/li>\n
  3. Credit History- Lenders require a minimum credit score when approving your mortgage. If your credit has taken a hit, there may be alternative options available including B and private lenders.<\/span><\/li>\n<\/ol>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”CTA Section” _builder_version=”3.22″ use_background_color_gradient=”on” background_color_gradient_start=”#313e47″ background_color_gradient_end=”rgba(49,62,71,0.74)” background_color_gradient_overlays_image=”on” background_image=”https:\/\/mortgagesbysoin.ca\/wp-content\/uploads\/2021\/10\/law-firm-03.jpg” custom_padding=”99px|0px|200px|||” border_color_all=”#26333a” border_width_left=”8vw” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ admin_label=”CTA Area” _builder_version=”3.25″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text admin_label=”Title” _builder_version=”3.27.4″ text_font=”||||||||” header_font=”||||||||” header_2_font=”Prata||||||||” header_2_font_size=”48px” header_2_line_height=”1.6em” background_layout=”dark” module_alignment=”center” custom_margin=”|||” custom_padding=”|||” animation_style=”fade” header_2_font_size_tablet=”40px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|tablet” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

    Let’s Work Together<\/h2>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_button button_text=”Get In Touch” _builder_version=”3.16″ custom_button=”on” button_text_size=”14px” button_text_color=”#ffba60″ button_border_width=”2px” button_border_color=”rgba(255,164,13,0.4)” button_border_radius=”0px” button_letter_spacing=”4px” button_font=”|700||on|||||” button_icon=”%%3%%” custom_margin=”10px|||” custom_padding=”10px||10px|” animation_style=”fade” animation_direction=”right” button_bg_color_hover=”rgba(0,0,0,0)” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”rgba(0,0,0,0)” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” theme_builder_area=”post_content”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

    Residential Mortgage Mortgages by Soin  Residential MortgagesA residential mortgage is\u00a0a large loan designed to help one or more individuals buy a property to live in.Whether you are a first time buyer, moving home, refinancing or purchasing an investment property, Mortgages By Soin can help. Depending on what is best for your circumstances you can choose […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"yoast_head":"\nResidential Mortgage - Mortgages by Soin<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Residential Mortgage - Mortgages by Soin\" \/>\n<meta property=\"og:description\" content=\"Residential Mortgage Mortgages by Soin  Residential MortgagesA residential mortgage is\u00a0a large loan designed to help one or more individuals buy a property to live in.Whether you are a first time buyer, moving home, refinancing or purchasing an investment property, Mortgages By Soin can help. Depending on what is best for your circumstances you can choose […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"Mortgages by Soin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/\",\"url\":\"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/\",\"name\":\"Residential Mortgage - Mortgages by Soin\",\"isPartOf\":{\"@id\":\"https:\/\/mortgagesbysoin.ca\/#website\"},\"datePublished\":\"2021-10-29T20:43:50+00:00\",\"dateModified\":\"2021-10-29T20:43:50+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/mortgagesbysoin.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Residential Mortgage\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/mortgagesbysoin.ca\/#website\",\"url\":\"https:\/\/mortgagesbysoin.ca\/\",\"name\":\"Mortgages by Soin\",\"description\":\"Lower Mainland Trusted Mortgage Broker\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/mortgagesbysoin.ca\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Residential Mortgage - Mortgages by Soin","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/","og_locale":"en_US","og_type":"article","og_title":"Residential Mortgage - Mortgages by Soin","og_description":"Residential Mortgage Mortgages by Soin  Residential MortgagesA residential mortgage is\u00a0a large loan designed to help one or more individuals buy a property to live in.Whether you are a first time buyer, moving home, refinancing or purchasing an investment property, Mortgages By Soin can help. Depending on what is best for your circumstances you can choose […]","og_url":"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/","og_site_name":"Mortgages by Soin","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/","url":"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/","name":"Residential Mortgage - Mortgages by Soin","isPartOf":{"@id":"https:\/\/mortgagesbysoin.ca\/#website"},"datePublished":"2021-10-29T20:43:50+00:00","dateModified":"2021-10-29T20:43:50+00:00","breadcrumb":{"@id":"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mortgagesbysoin.ca\/residential-mortgage\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/mortgagesbysoin.ca\/residential-mortgage\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/mortgagesbysoin.ca\/"},{"@type":"ListItem","position":2,"name":"Residential Mortgage"}]},{"@type":"WebSite","@id":"https:\/\/mortgagesbysoin.ca\/#website","url":"https:\/\/mortgagesbysoin.ca\/","name":"Mortgages by Soin","description":"Lower Mainland Trusted Mortgage Broker","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mortgagesbysoin.ca\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/mortgagesbysoin.ca\/wp-json\/wp\/v2\/pages\/158"}],"collection":[{"href":"https:\/\/mortgagesbysoin.ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mortgagesbysoin.ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mortgagesbysoin.ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mortgagesbysoin.ca\/wp-json\/wp\/v2\/comments?post=158"}],"version-history":[{"count":2,"href":"https:\/\/mortgagesbysoin.ca\/wp-json\/wp\/v2\/pages\/158\/revisions"}],"predecessor-version":[{"id":161,"href":"https:\/\/mortgagesbysoin.ca\/wp-json\/wp\/v2\/pages\/158\/revisions\/161"}],"wp:attachment":[{"href":"https:\/\/mortgagesbysoin.ca\/wp-json\/wp\/v2\/media?parent=158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}