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Frequently Asked Questions
What is the difference between a fixed and variable rate?
Fixed-rate financing means the interest rate on your loan does not change over the life of your loan. Variable-rate financing is where the interest rate on your loan can change, based on the prime rate.
What is a Pre-Approval?
How long does the mortgage process take?
Do I have to pay a fee?
Mortgages by Soin does not charge you directly because the lender pays them. In some cases, usually with alternative lending or some unique circumstances, there is an upfront fee. This fee is sometimes called a lender fee or an application fee. Call us today to discuss further.